Terms of Service

Effective Date: July 7, 2025

By using TotalEMICalculator, you agree to the following terms. Please read them carefully.

1. Use of Our Service

You must be at least 18 years old. The platform is meant for personal, non-commercial use. Do not misuse or disrupt the service.

2. User Accounts

If you sign in with Google, you are responsible for your credentials. We use your name and email only to personalize your experience.

3. Accuracy of Calculations

Our tools provide estimates based on your input. Actual bank figures may differ. Always verify details with your financial institution.

4. Financial Advice Disclaimer

TotalEMICalculator is not a financial advisor or lending institution. All calculations are estimates and should not be treated as financial advice. We are not responsible for any inaccuracies due to input errors, outdated data, or changes in bank or RBI policies.

5. Data & Privacy

We respect your privacy. Refer to our Privacy Policy for details on data handling.

6. Intellectual Property

All content and code are owned by TotalEMICalculator and may not be reused without permission.

7. Limitation of Liability

We are not liable for any damages or losses resulting from the use of this platform.

8. Modifications

We may update these terms from time to time. Continued use implies acceptance of any changes.

9. Contact Us

Questions? Reach out at support@totalemicalculator.in.

© 2025 TotalEMICalculator